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March 27, 2017
Q: I already have student loans to pay back, and I'm scared to take on more debt. Should I avoid using credit cards?
A: You're smart to steer clear of unmanageable credit card debt. Plastic can make it too easy to book an impulse tropical vacation during the icy depths of January. But my advice mirrors that of Rod Griffin, director of public education at credit bureau Experian: “Don't be afraid of credit cards. Be afraid of debt.”
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