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July 26, 2021

Don't overlook credit union credit cards

  • A credit union provides many of the same services that banks do, but the profits are returned to members.

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    Unlike at banks, interest rates at federally chartered credit unions are capped by law at 15%.

    When you're frequently bombarded with ads for credit cards at big banks, it's easy to overlook credit cards at a local credit union. These not-for-profit organizations typically require membership based on location or affiliation with an employer, a family member or an organization. Major credit card issuers generally don't have these requirements.

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