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January 24, 2022

What to do if you buy now, can't pay later

By MELISSA LAMBARENA
NerdWallet

“Buy now, pay later” can be a convenient payment method. But if you don't factor the recurring payments into your budget, it can get messy.

This is especially true if you're juggling multiple buy now, pay later plans on top of other debts. The credit inquiries that some lenders conduct when you apply for any type of credit don't always offer visibility into buy now, pay later plans you may hold with different companies, so it may be possible to bite off more than you can chew.


 
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