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August 1, 2022
Millennials have been coined the “job-hopping generation,” and I've contributed to that stereotype. I started my career at 22 and have job-hopped almost every year since. For many of those years, I was young and restless, and there was another part of me looking for more fulfilling work and pay that reflected what I was worth.
In some ways, changing jobs set back my retirement savings. There are things I wish I'd learned earlier, like how to start retirement planning, the importance of developing high-demand skills, and the art of negotiating benefits. But it has also helped me improve my earnings. Once “lifestyle creep” — when your income increases and your spending habits do, too — stopped getting the best of me, earning more meant I could save more for retirement.
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