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September 11, 2023

How to budget with a fluctuating income

  • Freelancers, service workers, and those who earn money based on commissions often experience fluctuating income during a month, season or year.

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    A six-to-12 month emergency fund can seem like a daunting goal, but you can start small, and something is better than nothing.

    If you've ever lived off of tips or commissions, you may be familiar with the up-and-down paychecks common in certain industries. Service jobs, sales jobs, creative careers and project-based work can all have fluctuating income, where seasonality, events or the general economy might affect your earnings.

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