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November 17, 2025

Cash App's Moneybot might know your spending habits better than you do

  • While banks have been cautious about adopting such technology, Cash App is diving in.
  • By KEN SWEET
    AP Business Writer

    Cash App image [enlarge]
    Moneybot uses what the tech industry calls “agentic” AI, which turns tools like ChatGPT into an “AI agent” that can take action online on a person’s behalf.

    Imagine if your bank could move money for you with only the slightest of digital nods for your approval. Or that could tell you that you're overspending but more importantly know how to address that overspending and put you on better financial footing.


     
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