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December 28, 2001

Washington Dental Service

Standard & Poor's awarded its single-'A'-plus credit and financial strength rating to Washington Dental Service. WDS was rated for the award with a strong business profile, extremely strong capitalization, extremely strong liquidity, good earnings profile, business concentration, and an aggressive investment portfolio. WDS was rated voluntarily and its rating places it in the top four categories for financial security rated by Standard and Poor.




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