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July 14, 2025

What flood insurance does and does not cover

By SALLY HO
The Associated Press

SEATTLE — Though natural disasters cycle across seasons and regions in the U.S., it's often a shocking discovery for property owners how expansive and expensive flood and water damage can be when a major storm devastates their homes, businesses and communities.

That's because oftentimes insurance doesn't cover what the policyholder thinks it does — or thinks it should.


 
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