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December 12, 2025

Mortgage rate ticks up to 6.22%, but still near low for the year

By ALEX VEIGA
AP Business Writer

The average rate on a 30-year U.S. mortgage edged higher this week, though it remains relatively near its low point so far this year.

The uptick brings the average long-term mortgage rate to 6.22% from 6.19% last week, mortgage buyer Freddie Mac said Thursday. A year ago, the rate averaged 6.6%.


 
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