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December 26, 2025

Average long-term mortgage rate ticks down to 6.18% this week

By MATT OTT
AP Business Writer

WASHINGTON — The average rate on a 30-year U.S. mortgage ticked down modestly this week, remaining in the same narrow range of the past two months.

The average long-term mortgage rate fell to 6.18% from 6.21% last week, mortgage buyer Freddie Mac said Wednesday. A year ago, the rate averaged 6.85%.


 
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