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January 23, 2026

Mortgage rate edges higher

By ALEX VEIGA
AP Business Writer

The average long-term U.S. mortgage rate ticked higher this week, but remains near its lowest level in more than three years.

The benchmark 30-year fixed rate mortgage rate rose to 6.09% from 6.06% last week, mortgage buyer Freddie Mac said Thursday. One year ago, the rate averaged 6.96%.


 
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