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February 6, 2026

Mortgage rate barely budges, holding near 6%

By ALEX VEIGA
AP Business Writer

The average long-term U.S. mortgage rate barely budged this week, staying close to 6% as the spring home-buying season nears.

The benchmark 30-year fixed rate mortgage rate edged up to 6.11%, essentially flat compared to last week when it was 6.1%, mortgage buyer Freddie Mac said Thursday. One year ago, the rate averaged 6.89%.


 
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