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February 20, 2026

Mortgage rate dips to 6.01%, lowest level in three years

By ALEX VEIGA
AP Business Writer

The average long-term U.S. mortgage rate slipped this week to its lowest level in more than three years, but remains around 6% in the same narrow range it has been in this year.

The benchmark 30-year fixed rate mortgage rate fell to 6.01% from 6.09% last week, mortgage buyer Freddie Mac said Thursday. One year ago, the rate averaged 6.85%.


 
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