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September 29, 2022

Court ruling calls CGL insurance policies into question for Washington contractors

  • Claims-made policies that require the loss to occur and be reported in the same policy year are deemed to be void.
    Seyfarth Shaw LLP


    In August, the Washington Supreme Court issued a decision changing the landscape of commercial general liability (CGL) policies for contractors. In general, CGL policies can be either “occurrence” policies (provides coverage for incidents that happen during your policy period, regardless of when you file a claim) or “claims-made” policies (provides coverage for claims that are reported during that policy period). Some policies are hybrid combinations of both.

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