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July 28, 2025

What's happening with forgiveness for student loans on income-based repayment plans?

  • The IBR plan was created by Congress separately from other existing repayment plans.
    • By CORA LEWIS
    Associated Press

    NEW YORK — Amid a federal overhaul of student loan plans, many borrowers have been left wondering what it means for their hopes of loan forgiveness. In particular, those who are enrolled in a repayment plan known as income-based repayment, or IBR, have wondered if forgiveness will still be available to them.

    A recent update from the Education Department said forgiveness through the IBR plan is paused while systems are updated. “IBR forgiveness will resume once those updates are completed,” the agency said.


     
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