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October 6, 2025

What you need to know about annuities

  • Annuities come in many forms. Understand what you're getting from these products.
    • By CHRISTINE BENZ and MARGARET GILES
    Morningstar

    Retirement researchers are often enthusiastic about annuities, but many consumers are reasonably skeptical. Here to discuss basic information about annuities and their pros and cons is Christine Benz, Morningstar's director of personal finance and retirement planning.

    This interview has been edited for length and clarity.


     
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