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December 15, 2025

Don't settle for a subpar health savings account

  • How to know if your HSA is subpar, and what to do if it is.
    • By CHRISTINE BENZ
    Morningstar

    Benz

    Paired with high-deductible healthcare plans, health savings accounts help ease healthcare costs. HSAs are a triple tax-advantaged vehicle in the tax code, allowing for pretax contributions, tax-free compounding, and tax-free withdrawals for qualified medical expenses. However, few owners fund their HSAs to the maximum, and even fewer invest their HSA dollars outside a savings account.


     
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