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June 8, 2026

Is your cautious retirement spending doing more harm than good?

  • By creating a more personalized plan to determine your retirement income, you can generate a more comfortable and meaningful retirement lifestyle for yourself.
    • By DANIELLE LABOTKA
    Morningstar

    When we were children, it was common to be afraid of the boogeyman. As we age, the boogeyman gets replaced with a new fear: running out of money in retirement.

    This concern is understandable given so many Americans are now responsible for not only building their retirement savings but also deciding how much they should pay themselves annually in retirement. It's a problem many don't feel adequately prepared to solve, especially when failure means a funding shortfall at the end of life.


     
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