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July 6, 2026

Take this simple step as you approach retirement

  • Savvy investors know that an IRA has a life cycle that must evolve as they do.
    • By CHRISTINE BENZ
    Morningstar

    iStock image
    Don’t wait until the last minute to fill your cash bucket.

    An important job in the two or so years leading up to retirement — right up there with figuring out your healthcare coverage and winding down your work activities — is building up a cash cushion. In addition to being there as a source of funding when you eventually retire, cash has the salutary effect of providing a buffer if you retire earlier than you expected due to unforeseen circumstances.


     
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