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July 6, 2026

Changes to student loans are in effect. Here’s what to know

  • This means the end of some payment plans and new limits for graduate loans.
    • By ADRIANA MORGA
    Associated Press

    NEW YORK — Changes to federal student loans expected to affect millions of borrowers took effect July 1. A part of President Donald Trump’s “Big Beautiful Bill,” these changes mean the end of some payment plans and new limits for graduate loans.

    Along with the end of the Biden-era SAVE plan, the changes are expected to raise the cost of payments for millions of borrowers.


     
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