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July 13, 2026

Obamacare premiums surged this year. A new analysis shows it's likely to happen again in 2027

  • Higher costs are contributing to Americans' existing worries about overall affordability.
    • By ALI SWENSON
    Associated Press

    NEW YORK — Middle-income Americans straining to pay for Affordable Care Act health insurance are unlikely to get relief next year, according to a new analysis that shows insurers in the marketplace are proposing a second straight year of double-digit premium hikes.

    Across the 77 insurers in the ACA program that have submitted rate filings that are publicly available, the median proposed premium increase for 2027 is 14%, according to an analysis from the healthcare research nonprofit KFF. The insurers cited mounting healthcare costs, federal regulatory changes and the recent expiration of pandemic-era enhanced subsidies as the biggest factors driving premiums higher.


     
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