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Real Estate
The Real Estate Adviser |
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June 15, 2006
The Real Estate Adviser: Looking for a loan? Know your options
By TOM KELLY
Special to the Journal
Special to the Journal
If your adjustable rate mortgage is about to adjust from its initial rate and term and you definitely want to stay in your home for an extended period of time, there are more questions to explore before leaping into the obvious option: a long-term, fixed-rate loan.
Many homeowners are in this situation right now. It's a good idea to visit with a competent mortgage account executive and work with that person to find the right option for you. There are many misperceptions about various mortgage products. Your plans for the property, and the payment amount you are comfortable with, are primary factors.
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Previous columns:
- The Real Estate Advisor: Think like a bank when you offer seller financing, 06-08-2006
- The Real Estate Adviser: Priced out of U.S., more snowbirds flock to Mexico, 06-01-2006
- Real Estate Adviser: Rent out your home to reduce that tax bill, 05-18-2006
- The Real Estate Adviser: Don't expect an increase in home sale exclusion, 05-11-2006
- The Real Estate Adviser: Beware of sharks at foreclosures, 05-04-2006
- New fund helps state fight mortgage fraud, 04-27-2006
- Tom Kelly: NW entrepreneurs help you buy in Mexico, 04-20-2006
- The Real Estate Adviser: Not everyone backed former Homestore boss, 04-13-2006