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October 1, 2010

New law may limit ‘mini-med' plans

  • About 1.4 million workers have group health care coverage through these limited benefits plans.
  • By TOM MURPHY
    AP Business Writer

    INDIANAPOLIS — The new health care law could make it difficult for companies like McDonald's to continue offering limited insurance coverage to their low-wage workers.

    The world's largest hamburger chain provides its hourly workers with low-cost plans known as “mini-meds” or limited benefits plans. These plans typically cover things like doctor's office visits and prescription drugs. But they don't provide comprehensive coverage, and they often come with a cap on how much the insurer pays in annual benefits that is much lower than a major medical insurance plan.


     
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