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July 13, 2017

Senate's consumer choice idea could hike premiums

  • Critics say the plan would siphon premium dollars paid by healthy people out of the insurance pool that covers the sick, so their premiums would shoot up.
    Associated Press

    WASHINGTON — A health care proposal from Senate conservatives would let insurers sell skimpy policies provided they also offer a comprehensive plan. It's being billed as pro-consumer, allowing freedom of choice and potential savings for many.

    But critics including the insurance industry say it would split the sick and the healthy, leading to unsustainably high premiums for people with medical problems and pre-existing conditions, who may get priced out of the market unless taxpayers bail them out.

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