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December 20, 2017

As health premiums rise, small firms seek options

By JOYCE M. ROSENBERG
AP Business Writer

NEW YORK — As small business owners learn what their 2018 health insurance costs will be, some are considering providing different types of coverage for their employees.

Companies are receiving notices of premium and coverage changes for 2018. The changes vary, depending on factors including the state where a company is located, how many employees it has and how comprehensive its insurance is. But many owners are seeing rate increases of double-digit percentages, finding dramatically reduced coverage, or both. Health insurance consultants expect more owners to rethink their strategies beyond 2018 and choose alternatives like paying for claims themselves or adding health services that can lower costs.


 
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