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May 22, 2018

Kilauea reminder: Check your business insurance

  • Some disasters may be covered by standard business insurance policies, but losses from others may not be.
    • By JOYCE M. ROSENBERG
    AP Business Writer

    The eruption of Mount Kilauea in Hawaii is a reminder to business owners, even those nowhere near any of the 169 volcanoes in the U.S., that they could be vulnerable to nature's most destructive forces. And that they need to be sure they're insured against disasters like tornadoes, earthquakes, hurricanes and flooding.

    But while damage from some disasters like tornadoes is covered by standard business insurance policies, losses from others may not be. But business owners do have alternatives, including insurance plans created by the federal or state governments. The drawback: Special coverage can be expensive and many owners may decide to take their chances and do without.


     
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